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Letter from the Editor
Taking a decision is easy but implementing it is an entirely different task, and that is the challenge that the UPA-2 Government now faces. Will it be able to tot up the numbers in Parliament to push through what many see as the second wave of reforms after 1991, or will it take its agenda to the public, arguing that ‘interested’ parties have stalled its progressive measures?
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Column

Agriculture in India: Are Women Benefiting?

Women’s economic and social development will not be achieved if the problems confronted by women in agriculture are not addressed, says N C Saxena

Some Issues in Financial Sector Legislative Reforms

The report of the FSLRC will be a blueprint for legislative reforms in the financial sector. As a pragmatic measure there should be a set of doable legislative reforms, says S S Tarapore

Re-Inventing India: Renaissance of Rural Co- Operative Credit Institutions


The reach of co-operatives is far more than the rest of the financial system. Their rejuvenation will usher in a growth model that will provide the rural poor access to a variety of economic services, says B Yerram Raju

Corporate
Suvidhaa:Servicing You Anytime, Anywhere
It is a business that empowers consumers and promotes inclusive growth even as it gives new meaning to Internet-related delivery of services, both government and business. It allows people, especially in rural areas, to access technology and avail services, which they otherwise would have been denied.
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Viewpoint
Department of Posts Modernisation Project: Caught in a corporate
time warp
 
 http://inclusion.in/july_sept_12/cover_page.jpg The table has been set: the four-course or is it a five-course meal, with a good dessert at the end, outlined to a certain extent, with three courses already having been served. The ingredients for most of the dishes are in place and some have already been cooked and served, but are the hosts and the guests willing to partake of a meal that still holds many surprises. An analysis by Team Inclusion  ... read more

India’s Economy: Today & Tomorrow
Montek Singh Ahluwalia recounts the decade of 1990s that saw the government introduce changes that were obvious and much-needed as we were running a highly controlled economy. It was also clear then that the countries in the region that were doing well had opened up their markets, allowed increased access to private capital and foreign investment.
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Time to act is now!
After a long time, there is a sense of excitement amongst people, who are concerned about India’s future. There is a mix of aspirations, expectations and perceptions on what India should do, says Salman Khurshid
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Growth stimulus in enhanced production and capacity creation
The Indian economy is passing through a difficult phase. Growth is slowing down, inflation remains at a high level. We need to overcome these factors if we have to sustain a high rate of growth in the economy. No doubt it is a task, but is doable, says C Rangarajan
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People’s participation in reforms is Key
If India is to embark on a new voyage of economic freedom and discovery, it is imperative that we focus our attention on internal reforms. It is only this that can make the common citizen feel like a participant in the journey. That will be the critical game-changer, opines Sandipan Deb
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Special Supplement 2012

NSE Corporate Governance

Economic reforms in India in the early 1990s engendered a more express need for corporate governance. And there was no better place than the National Stock Exchange (NSE) to ensure this. By promoting transparency, setting listing and disclosure standards, monitoring compliance and discouraging irregular practices NSE has contributed to improving governance standards of Indian corporates
...
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Reports
Faster, stronger, higher
Is there inclusive growth at the end of all the planning and politicking? Such subconscious imagery is clearly at work though for the 11th Plan, the theme for which was faster and more inclusive growth, and our planners have continued with this theme – faster, more inclusive and higher growth – in the 12th Plan.
IT Disaster Recovery
and Business Continuity
Planning With critical applications and services in computerised formats, disaster recovery plans must be cutting edge and optimal at all times. Good business impact analysis is the starting point.
Powering the Manuf-acturing Sector
The power of an economy lies in its manufacturing industry. But in India, it is the manufacturing sector that is facing the problem of power. Amongst other things, it is making production uncompetitive.
Community Participation for Growth
Most development programmes become non-starters at the last mile due to a lack of community involvement. What is needed is a bottom-up approach and mobilising the marginalised in their own development.
Role of Cloud in Services Delivery
Cloud can assume different roles and help deliver essential goods and services in varied disguises. The essence lies in modulating cloud to suit individual requirements of various departments and organisations.
 
Search »
On Budget»
A Budget for Rural India
K G Karmakar
This budget is not about financial markets, not about reforms, not about kick- starting the economy and is also not about banking reforms and what have you. This is a solid budget for Rural India and if the rural economy is safe, India’s economic growth is not in doubt. This budget is aimed largely at Rural India and we need to look at it from a rural perspective and it begins to make sound economic sense. There are a whole lot of goodies for the rural sector, analyses K G Karmakar
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Current Issue »



 
modinomics
Q & A »
Indian Financial Sector on the Edge of a Precipice says Yashwant Sinha
Excerpts from an interview with Sameer Kochhar, Editor-in-Chief, INCLUSION
Question: What do you think of India’s financial sector performance?
Answer: We are really on the edge of a precipice in India as far as the financial sector is concerned. A declining, decelerating economy has created enormous problems for our public sector banks ...read more  

 
 
Feedback »
Feedback - Inclusion:
Effective Leadership Is The Answer


The article by Mr Tarapore on the 'Financial problems of MSMEs' is an excellent piece, a well researched one.  RBI, SIDBI et al should look at the issues flagged by the author and see that the MSME sector gets better deal. As he has mentioned it is more a 'glamour' in lending to larger units than MSMEs. See the way every banker has walked in to lend to King Fisher Airlines which has left a huge NPA of over Rs.7000 crore with very little hope of recovering it from the owners. Recently, the newspaper report mentions that the CBI when approached the SBI, the consortium banker to provide certain information on KFA, the latter had refused to do so. The RBI has also not taken any forensic study to see if any complicity in financing such large units. It is sad its own representatives are on the Boards of these banks which have lent huge loans to KFA and others. It is sad to see that Mr Mallaya is happily watching the IPL matches cheer-leading his cricket team while 1000s of KFA employees are in the lurch without any pay for months on. Will RBI listen to the cries of common man? 
Dr S Santhanam PhD(Eco), CAIIB General Manager (Retd), NABARD & Consultant - Development Finance Pune

Feedback - Inclusion:
Ideas for Growth, October-December 2013



I appreciate your thoughtfulness.
Manohar Parrikar, Chief Minister, Goa







 
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